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Category Archives: Banking Law

Where’s the Beef, Biatch?!? And Where’s the Money, too?

Like This Is Business 101:
Document, Document, Document!
But Cathy Deluca and the Bottle Blitz Biatches
Seem to Have Attended the Same RCS Business Curriculum as the
RCS Sports Association.
In that Curriculum, They Just Don’t Keep Records and When Any Records Are Demanded, They Just Don’t Come Up With Them.

WHERE’S THE BEEF, BIATCH?
(And where’s the paperwork & money?)

UPDATE:  Selkirk, October 9, 2012. Since our having published this outcry, the Bottle Blitz group finally turned over a check allegegly representing the proceeds of the bottle and can collection since May 2012. It wasn’t much, considering the time and effort, but at least Public Opinion forced them to hand over the cash. Thank you! Readers!

We’d also like to know WHY??? …

  • the RCS school district is allowing the Bottle Blitz Biatches to use RCS school premises for collecting the bottles and cans;
  • the RCS school district is not charging or has not announced charging the Bottle Blitz Biatches for the use of the school facilities;
  • the RCS school district has not demanded that the Bottle Blitz Biatches produce any paperwork or statistics on the bottles and cans collected or even a receipt from the bottle and can processing facility where they say the bottles and cans are being processed;

Let’s Call A Spade A Spade!
What are they hiding?

But even more urgent is the question WHY? does the RCS school district allow the Bottle Blitz Biatches to continue to use the RCS school facilities and then has to chase after the Bottle Blitz Biatches to get them to turn over the proceeds?!?!?

And while all of this is going on, aren’t we paying an attorney to advise the RCS school district about these things? What is he doing? We think its obvious: NOTHING! We need to ask some serious questions about that, too!

And you know that their heads are way beyond rectal  when one Coeymanazi senile biatch is more worried about whether the graphics on this site are violating some obscure  copyright than what’s happening right under her porcine snout, and what’s happening to the children in this district. Silly sow!

RCS Needs To Manage Its Risk

Our Advice to the RCS school district and to the RCS board of education: Don’t accept another penny until you have all  the documentation in hand. When the cat hits the fan, you’ll all be accessories to the Coeymanazis’ crimes! (And for those among you who need to be spoon-fed everything: This also means that the Bottle Blitz Biatches are not allowed to use school facilities, without having submitted the paperwork in full!)

And back to the ongoing saga of the so-called RCS” Sports Association and the RCS cannibal coaches: We haven’t yet heard that the RCS Sports Association has complied with the RCS Central School District’s policy that they submit complete paperwork documenting their organization, their tax status, their tax filings, their non-profit status, etc. If this has happened–and it’s not very likely that it has–why hasn’t it been publicized so that the chapter can finally be closed on the issue?

But the RCS school district is still allowing the “RCS” Sports Association to operate a refreshments concession on school property! What’s going on, people? We know that law enforcement in Coeymans is selective but is the law in  the entire Ravena-Coeymans-Selkirk district selective now? Do we have selective policies and procedures, now? Applies to some but not to others?

Our Advice to all the other organizations who are complying with the law, policies, and procedures and who are getting slapped in the face by the Bottle Blitz Biatches and the Sports Association with their lacky perv athletics coaches: File a Formal Written Complaint against the RCS district and follow up with a nice fat lawsuit to find out what’s going on. It seems that’s the only way things get done in this district!

But we do hope that at the next RCS board of education meeting, the board will finally put its foot down squarely on the necks of those who refuse to comply with the law, policy, and procedure, and enforce a new compliance policy that applies to everyone equally. Vadney, Lukens, Robbins and Sylvester are trying to raise this community out of the pigpen it’s fallen into–you people need to help them instead of throwing yourselves into the swill!

No disclosure, no favors and no access to public facilities. And NO EXCEPTIONS!

We’re Watching You!
The Editor

Special Notice: We make every effort to be truthful, complete, fair, and balanced on this blog; therefore, if you see anything that you know to be false or incorrect, or if you have additional information to clarify any issue, please let us know by e-mailing your information or by leaving a comment. It’s very important to us that we don’t fall into the same category as those whom this blog is intended to expose. Thank you very much in advance for your cooperation and assistance!
 

Raffle, Anyone?

The RCS Sports Association and the Maverick RCS Coaches Appear to Be Mooning the RCS Central School District Superintendent, Business Manager, and the Board of Education and Ignoring Policies and Procedures, Not to Mention the Law.

Is the RCS Sports Association Raffle Illegal?

Several weeks ago the RCS Sports Association was told in no uncertain terms by the Board of Education and residents of the RCS school district that they’d better cough up the registrations, tax information, insurance policies, etc. and comply with district polices and proceedures to operate on school property and to conduct any business on public property.  The RCS Sports Association is not an official school organization and appears to be inappropriately abusing the concept of implied endorsement by using the “RCS” in its name.  So far, nothing’s happened; the RCS Sports Association hasn’t produced a single sheet of meaningful paper…if they have, the RCS Central School District Superintendent and Business Manager have kept the community and the Board of Education in complete darkness. Our bet is that they’re telling the Superintendent to kiss their ass (and she’s complying), and they’re doing what they please.

No Way José!

We now have information that the RCS athletics coaches are allegedly passing out raffle tickets to students with instructions to sell them on behalf of the RCS Sports Association for a raffle allegedly to take place in October. The purpose and nature of the raffle has not been disclosed.

We just received a copy of a message sent to the RCS CSD Superintendent of Schools, Elizabeth R. Smith, and to the RCS CSD business manager, Diane Malecki, that contains the following text (the sender has requested anonymity):


Dear Ms Smith, Ms Malecki:

 Can you please a.s.a.p.:

  1.  Inform me of the current policy regarding students selling raffle tickets on behalf of organizations not affiliated with the RCS CSD
  2. Inform me whether or not the RCS Sports Association has filed with the District their articles of association, their business registrations, their list of officers, their NYS and federal tax registration status and their tax identification number, proof of insurance. Please itemize each of these with a yes or a no response.
  3. Inform me of the role of the RCS athletics coaches and their authorization to have RCS CSD students selling raffle tickets on behalf of the RCS Sports Association
  4. Inform me of the type and substance of disclosure of the event for which the raffle tickets are being sold
  5. The date such request was made to the RCS CSD to permit the sale of said raffle tickets
  6. The date and vote by the RCS CSD Board of Education deliberating, discussing, voting and approving/disapproving such request by the RCS Sports Association

Unless I hear from you by 12:00 p.m. on September 6, 2012 with the answers to the above questions I shall, without prejudice, notify the appropriate tax and finance authorities of the RCS Sports Association’s illicit activities, the NYSED office of counsel and the relevant administrative authorities at the SED, and the FBI and State Law Enforcement entities charged with the enforcement of the tax codes and the investigation of public corruption.
 
Furthermore, unless I have answers to the above questions I intend, without prejudice, to file formal notices of claim and demands for investigation of the operation of the RCS Sports Association, its officers, members, and associates, naming also the Superintendent and the Business Manager of the RCS CSD as accessories in any illegal transactions by the RCS Sports Association.
 
Furthermore, unless I have answers to the above questions by the time indicated, I intend to file without prejudice, notices of claim and demands for investigation and inquiry with the relevant state and federal child welfare authorities, naming the RCS Sports Association, its officers, members, and associates, naming also the Superintendent and the Business Manager of the RCS CSD as accessories in any illegal transactions by the RCS Sports Association.
 
Furthermore, unless I receive your response to the above questions, said responses being immediately at hand in the normal and regular conduct of RCS CSD business, I shall file a grievance and demand for investigation with the RCS CSD board of education to fully investigate the complicity and involvement of the RCS CSD with the allegedly and facially illicit activities of the RCS Sports Association improperly operated in virtue of the implied endorsement of the RCS CSD Superintendent and Business Manager, and with their implicit cooperation and acquiescence, and furthermore, to demand that any processes, proceedings or actions in progress or to be inaugurated with regard to the Superinendent’s activities, including but not by limitation retirement, resignation, pension, retirement benefits, etc., be stayed until the completion of all inquiries, investigations, or prosecutions associated with the activities of the so-called RCS Sports Association, its officers, members, and associates, naming also the Superintendent and the Business Manager of the RCS CSD as accessories in any illegal transactions by the RCS Sports Association.
 
I urge you, Mme Superintendent and Business Manager, to respond to the above questions 1-6 by or before the time indicated above.
 
Assuring you of my sincere intentions,

[Name Redacted]


Apparently, Superintendent E.R. Smith, saw the wisdom and the prudence in responding immediately, albeit defensively, to the resident’s demand submitted earlier today. Here’s her response:


[Name Redacted], I do not appreciate your threat made against me. I will however, answer your questions with a statement. John Vadney brought to my attention within the last hour, the fact that a student sold him a raffle ticket sponsored by the RCS Sports Association. An organization not affiliated with the RCS Central School District cannot ask students to sell tickets or be involved in any form of fund raising. The Sports Association has been notified this evening of this. No permission was granted by RCS School District for the selling of a Daytona 500 Ticket.

Elisabeth R. Smith
Superintendent Ravena-Coeymans-Selkirk Central School District
15 Mountain Road
Ravena, NY 12143
518 756-5200, x 6003


Just in, the response to Smith’s response…OUCH!

Did that hurt, Betsy?


Dear Ms Smith:

Thank you very much for your prompt response, Ms Smith.

Paranoia and defensiveness is a pitiful state indeed; there was no explicit or implict threat “against” you in the demand. The steps enumerated in the demand were reasonable and prosecutable under the circumstances.

I am still at a loss that you, the principal of the high school and his many minions had to be notified by the president of the BoE of the illicit misconduct of your high school coaches right under your noses!

  • Where was principal Bailey when his coaches and staff were pandering to the RCS Sports Association?
  • Will the District be notifying those who paid for the illegal tickets that their money will be refunded?
  • What steps does the District intend to take against the offending coaches?
  • What steps does the District intend to take against the high school prinicpal?
  • What steps does the District intend to take against the RCS Sports Association?
  • Will the RCS Sports Association be banned from any activity on school property for a reasonable period of time by way of disciplinary action?
  • What, exactly, does the District intend to do to discourage such misconduct in future and to heal the damage done by those miscreants at the RCS Sports Association?

Please be assured that I intend to request that this correspondence be appropriately published for the community to read and evaluate.

It is my considered personal and professional opinion, Ms Smith, that you were derelict in your responsibilities, as was principal Bailey, and that you both would benefit form censure or discipline. This community should be grievously offended by your negligence, your lack of candor, and your indifference to misconduct in this school district.

My demand and the recourse set forth in that demand were explicitly “without prejudice,” and I reserve the option to file formal complaints and charges as the result of this continuing dereliction! That, Madam, is not a threat but an assurance.

Sincerely,
[Name Redacted]


Superintendent Smith’s Favorite Fix-It
Or Just Ignore It

Why is it that Mr John Vadney, the president of the RCS board of education, diligent and commited as he is, had to be the one to inform you, Ms Smith, of the RCS coaches illegal activity on behalf of the RCS Sports Association. Where was Mr Bailey when all of this was going on right under his nose?!?! And you mention solely “that a student sold him [Mr Vadney] a raffle ticket sponsored by the RCS Sports Association” and that Mr Vadney informed you of that fact. Where, Ms Smith, did the student get the ticket(s)? Who provided the student with the ticket(s)? That, Ms Smith, is the operative question here (you really need to ask that question, you know); not that the student was selling tickets nor that Mr Vadney bought a ticket and then informed you of the fact (which you or your principal should already have known) that the high school athletics coaches were distributing the tickets to students with instructions to flog them to residents! Facts, Ms Smith, facts! How is it that the RCS Sports Association can get away with such misconduct in broad daylight…what would a drug dealer get away with? Oh, the questions do arise, Ms Smith!

Can we reasonably expect that the offending coaches will face some disciplinary action for their misconduct? One would reasonably hope so!

Thank you Ms Smith, on behalf of all of us, for your prompt response, even though it is only partial. I suppose we should be grateful that you responded at all to the resident. But it seems to me that you, Ms Smith, are a bit paranoid, or at least suspiciously defensive, since there is no threat against you to be read in the alternatives to any non-response, simply that reasonable steps would be taken to ensure the best interests of the tax-paying public, something you don’t seem to have been able to ensure in the year or so you’ve been collecting your salary as superintendent.

(Has anyone bothered to ask what the RCS school district is charging Cathy Deluca and her gang for the use of the school property for the so-called RCS Bottle Blitz? That’s not an official program of the RCS school district, either. The RCS Bottle Blitz is an entirely privately organized activity that has nothing to do with the RCS Central School District. How about that, Ms Smith?)

Does this mean that the RCS CSD is going to face another investigation, audit, claim, lawsuit? Why not just enforce the policies and procedures and keep the Board of Education in the loop?!? Why do everything from behind the smoke screens? What in hell is the RCS CSD Superintendent of Schools, Elizabeth R. Smith, and the RCS CSD Business Manager, Diane Malecki, doing all day long? Planning the anticipated retirement party?

If readers have any further information on this incident, please leave a comment with further details.

Is it A Scam ?
Is it Legal?
The Editor

Special Notice: We make every effort to be truthful, complete, fair, and balanced on this blog; therefore, if you see anything that you know to be false or incorrect, or if you have additional information to clarify any issue, please let us know by e-mailing your information or by leaving a comment. It’s very important to us that we don’t fall into the same category as those whom this blog is intended to expose. Thank you very much in advance for your cooperation and assistance!
 
4 Comments

Posted by on September 5, 2012 in Accountability, Albany, Albany Schenectady BOCES, Alice Whalen, Banking Law, Banking Regulations, Bill McFerran, BOCES, Bottle Blitz, Brian Bailey, Bridget Engelhardt, Business, Cathy Deluca, Civil Lawsuit, Coeymanazis, Coeymans, Conspiracy, Corruption, Criminal Prosecution, Crooks, David Bartlett, David Soares, Diane Malecki, Donna Leput Hommel, Edward "Teddy" Reville, Edward Reville, Elizabeth Smith, FBI, FBI Criminal Information System, FBI Public Corruption Squad, Football Coach, Football Coaches, Formal Written Complaint, Fraud, Friends of RCS, Fundraising, Gary Van DerZee, Gerald Deluca, Greene County, Hudson Valley, Investigation, Irresponsibility, James Latter, Jeff Stambaugh, Jerry "Dirty-Hands" Deluca, Jerry Deluca, Jerry Perrine, Law Enforcement, Lorraine Misuraca, Marlene McTigue, Matt "the Mutt", Matt Miller, Melanie Lekocevic, Mismanagement, Money Laundering, Monitoring, New Baltimore, New York, New York State, New York State Education Department, Notice of Claim, NYS Assembly, NYS Senate, NYSED, NYSED Office of Counsel, Office of the Attorney General, P. David Soares, R J DEsposito, Ravena Coeymans Selkirk Central School District, RCS Athletic Association, RCS Board of Education, RCS Bottle Blitz, RCS Central School District, RCS School Superintendant, RCS Sports Association, RCS Sports Events Concessions, RCS Sportsman Association, Ron Racey, Sarah Berchtold Engel, School Sports, Selkirk, Smalbany, Sports Association, Superintendent of Schools, Tax Avoidance, Tax Evasion, Taxation, Teddy Reville, Thomas E. Dolan, Tom Dolan

 

More Money Questions…Who’s Cashing the Checks?

Warning: If you are a student or a minor, please leave this blog NOW!

Published in Time for the August 21 BoE Meeting!

It Seems that Organizations Without a Clear Legal Status and Without Having Submitted the Required Paperwork for Operating on Public School Property Are Collecting Money from the Parents of RCS Students and Continue Their Possibly Illegal Activities on Taxpayer Property

Is There A New Money
Laudromat in Ravena?

We now have some evidence that will help to track the money trail in the case of the RCS Sports Association, the so-called RCS Indians Football Camp, and the Duffle Bag Blitz. Seems that the allegedly unregistered RCS Sports Association or Athletics Association or whatever they’re calling themselves today are putting the money they collect into an account at National Bank of Coxsackie in Ravena. That’s interesting enough but the big Who? question still looms large in most residents’ minds. And how is it that a local state and federally regulated banking institution isn’t more careful with whom they deal and how they manage deposits?

Peter Smells It!
Why don’t YOU?!?

It’s been our experience that when you open a bank account you have to provide tons of identification and a social security number. If you’re an organization or a business, it’s even tougher, and most banks require a lot more information as well as verifications. So what’s going on when you’re claiming to be a non-profit organization, collecting money from parents of RCS students but despite demands from the RCS community and the RCS CSD Board of Education, have never produced your paperwork on your organization’s registrations, tax status, tax classification, your list of officers’ names, etc.? Has the bank asked for these and has the bank gotten the information? If so, why can’t the school district get it? And if the RCS Sports Association doesn’t produce it for the school district, what the hell are they doing collecting money from the parents of school students and operating a football camp on school property?

We’ve just received a copy of a check from a parent who is asking these and other questions. 

On July 26, 2012, the parent of an RCS student wrote a check in the amount of $75.00 to the RCS Sports Association for a “Football Camp.” The unendorsed check was deposited on August 10, 2012, to the order of the National Bank of Coxsackie (Ravena Branch) ID 021307054, “For Deposit Only INDIANS TEAM FOOTBALL CAMP” a/c 0307765966.

$75 Check for Football Camp

On April 5, 2012, that same parent wrote a check in the amount of $41.00 to the Indian Football Camp for a “Duffle Bag.” The unendorsed check was deposited on June 14, 2012, to the order of the National Bank of Coxsackie (Ravena Branch) ID 021307054, “For Deposit Only INDIANS TEAM FOOTBALL CAMP” a/c 0307765966.

$41.00 Check for Duffle Bag

So, here we have an RCS parent who so far has written checks in the amount of at least $116.00 to an organization calling itself the RCS Sports Association holding an account called the Indians Football Team Camp and using the RCS highschool sports teams’ moniker “Indians” to promote a football camp that operates on RCS school property, and even allegedly accepts participants (for payment, of course) from other districts, but no one seems to know who they are or how they are organized or operate. Worse still, they are associating themselves with the RCS school district but have not responded to the district’s or local residents’ demands to produce their financial records, their organization registration, the names of their officers, proof of insurance coverage and their tax information. Something’s really, really fishy here.

The RCS Sports Association, although not an official school organization, is taking plenty of advantage from what is known as “implied endorsement,” that is, making the false  impression that it is endorsed by the RCS Central School District by using the RCS initials and the “Indians” mascot name, when the RCS Sports Association is not endorsed by the school distict at all.

So, National Bank of Coxsackie, are you an accomplice, in complicity with this maverick organization? Are you shortcutting some serious banking policies and procedures regarding handling money from undocumented organizations? Or do you have the documentation, the same documentation that the RCS Sports Association has not provided on demand to the RCS Central School District  board of education?

Now, National Bank of Coxsackie, are you aware that the “old” RCS Sports Association has disbanded and that there’s a “new” RCS Sports Association? Or at least that’s what the public and the RCS board of education have allegedly been told. Do you, National Bank of Coxsackie, have the information relating to the “new” organization and, if you do, can you perhaps explain why the documents and information have not been disclosed on demand to the RCS CSD administration or to the board of education?

Have you, National Bank of Coxsackie seen any documents on organization registration, non-profit certificates, tax documents, etc.?

Who? National Bank of Coxsackie, is signing the RCS Sports Association checks? Who? National Bank of Coxsackie, is signing the Indians Football Team Camp checks? Don’t you think you’d better get some questions answered real quick, NBC? Now’s your chance.

$$$ Got money to launder? $$$

Now YOU, National Bank of Coxsackie, cannot say you didn’t know. Now YOU, National Banck of Coxsackie, will take a closer look at your depositor. Now, YOU, National Bank of Cosackie, will have to answer to you customers how and why this secrecy has persisted for so long. And thanks to one our readers and one of your customers, one of the brave new breed who’s sick and tired of the sheeple attitude, like so many others, and who’s decided to step out and and speak up, we now know where the money’s being laundered, if you’ll pardon a somewhat nuanced choice of words.

And RCS Sports Association, old or new, this would be a great time to come clean, produce your paperwork, your insurance polices, your tax records, your list of officers. We the public, the residents of this district, yeah, maybe even the National Bank of Coxsackie may be interested before they get audited, investigated, or prosecuted.

And all the parents who have been writing checks like these should be asking the same questions as we’re asking here.
We’ve asked the National Bank of Coxsackie in Coxsackie and Ravena what’s going on. Maybe you should, too!

NBC in Coxsackie
Mark Maraglio – Senior Vice President
mmaraglio@nbcoxsackie.com

NBC in Ravena
Jo-Ann Crotty – Branch Manager
jcrotty@nbcoxsackie.com

There’s No Time Left!
Come Clean, NOW!
The Editor

Special Notice: We make every effort to be truthful, complete, fair, and balanced on this blog; therefore, if you see anything that you know to be false or incorrect, or if you have additional information to clarify any issue, please let us know by e-mailing your information or by leaving a comment. It’s very important to us that we don’t fall into the same category as those whom this blog is intended to expose. Thank you very much in advance for your cooperation and assistance!
 
2 Comments

Posted by on August 20, 2012 in Accountability, Albany, Albany County District Attorney, Albany Schenectady BOCES, Banking Law, Banking Regulations, Bill McFerran, BOCES, Bray Engel, Cathy Deluca, Coeymanazis, Coeymans, Conspiracy, Corruption, Crime and Punishment, Deceit, Diane Malecki, Donna Leput Hommel, Education Commissioner, Elizabeth Smith, Favoritism, FBI, FBI Criminal Information System, FBI Public Corruption Squad, Football Coach, Football Coaches, Fraud, Friends of RCS, Fundraising, Gary Van DerZee, Gerald Deluca, Greene County, Hudson Valley, Implied Endorsement, Indians Team Football Camp, Investigation, IRS 990 Tax Filing, James Latter, Jeff Stambaugh, Jerry "Dirty-Hands" Deluca, Jerry Perrine, John B. King, Josephine O'Connor, Lorraine Misuraca, Marlene McTigue, Misinformation, Money Laundering, Monitoring, National Bank of Coxsackie, New Baltimore, New York, New York State, New York State Education Department, NYSED, NYSED Office of Counsel, Office of the Attorney General, Pam Black, R J DEsposito, Ravena, Ravena Coeymans Selkirk, Ravena Coeymans Selkirk Central School District, RCS Athletic Association, RCS Board of Education, RCS Central School District, RCS School Superintendant, RCS Sports Association, RCS Sports Events Concessions, Ron Racey, Sarah Berchtold Engel, School Sports, Selkirk, Smalbany, Stephen Flach, Tax Avoidance, Tax Evasion, Teddy Reville, Thomas A. Boehm, Thomas E. Dolan, Tom Dolan, Transparency, Uncategorized