More Money Questions…Who’s Cashing the Checks?

20 Aug

Warning: If you are a student or a minor, please leave this blog NOW!

Published in Time for the August 21 BoE Meeting!

It Seems that Organizations Without a Clear Legal Status and Without Having Submitted the Required Paperwork for Operating on Public School Property Are Collecting Money from the Parents of RCS Students and Continue Their Possibly Illegal Activities on Taxpayer Property

Is There A New Money
Laudromat in Ravena?

We now have some evidence that will help to track the money trail in the case of the RCS Sports Association, the so-called RCS Indians Football Camp, and the Duffle Bag Blitz. Seems that the allegedly unregistered RCS Sports Association or Athletics Association or whatever they’re calling themselves today are putting the money they collect into an account at National Bank of Coxsackie in Ravena. That’s interesting enough but the big Who? question still looms large in most residents’ minds. And how is it that a local state and federally regulated banking institution isn’t more careful with whom they deal and how they manage deposits?

Peter Smells It!
Why don’t YOU?!?

It’s been our experience that when you open a bank account you have to provide tons of identification and a social security number. If you’re an organization or a business, it’s even tougher, and most banks require a lot more information as well as verifications. So what’s going on when you’re claiming to be a non-profit organization, collecting money from parents of RCS students but despite demands from the RCS community and the RCS CSD Board of Education, have never produced your paperwork on your organization’s registrations, tax status, tax classification, your list of officers’ names, etc.? Has the bank asked for these and has the bank gotten the information? If so, why can’t the school district get it? And if the RCS Sports Association doesn’t produce it for the school district, what the hell are they doing collecting money from the parents of school students and operating a football camp on school property?

We’ve just received a copy of a check from a parent who is asking these and other questions. 

On July 26, 2012, the parent of an RCS student wrote a check in the amount of $75.00 to the RCS Sports Association for a “Football Camp.” The unendorsed check was deposited on August 10, 2012, to the order of the National Bank of Coxsackie (Ravena Branch) ID 021307054, “For Deposit Only INDIANS TEAM FOOTBALL CAMP” a/c 0307765966.

$75 Check for Football Camp

On April 5, 2012, that same parent wrote a check in the amount of $41.00 to the Indian Football Camp for a “Duffle Bag.” The unendorsed check was deposited on June 14, 2012, to the order of the National Bank of Coxsackie (Ravena Branch) ID 021307054, “For Deposit Only INDIANS TEAM FOOTBALL CAMP” a/c 0307765966.

$41.00 Check for Duffle Bag

So, here we have an RCS parent who so far has written checks in the amount of at least $116.00 to an organization calling itself the RCS Sports Association holding an account called the Indians Football Team Camp and using the RCS highschool sports teams’ moniker “Indians” to promote a football camp that operates on RCS school property, and even allegedly accepts participants (for payment, of course) from other districts, but no one seems to know who they are or how they are organized or operate. Worse still, they are associating themselves with the RCS school district but have not responded to the district’s or local residents’ demands to produce their financial records, their organization registration, the names of their officers, proof of insurance coverage and their tax information. Something’s really, really fishy here.

The RCS Sports Association, although not an official school organization, is taking plenty of advantage from what is known as “implied endorsement,” that is, making the false  impression that it is endorsed by the RCS Central School District by using the RCS initials and the “Indians” mascot name, when the RCS Sports Association is not endorsed by the school distict at all.

So, National Bank of Coxsackie, are you an accomplice, in complicity with this maverick organization? Are you shortcutting some serious banking policies and procedures regarding handling money from undocumented organizations? Or do you have the documentation, the same documentation that the RCS Sports Association has not provided on demand to the RCS Central School District  board of education?

Now, National Bank of Coxsackie, are you aware that the “old” RCS Sports Association has disbanded and that there’s a “new” RCS Sports Association? Or at least that’s what the public and the RCS board of education have allegedly been told. Do you, National Bank of Coxsackie, have the information relating to the “new” organization and, if you do, can you perhaps explain why the documents and information have not been disclosed on demand to the RCS CSD administration or to the board of education?

Have you, National Bank of Coxsackie seen any documents on organization registration, non-profit certificates, tax documents, etc.?

Who? National Bank of Coxsackie, is signing the RCS Sports Association checks? Who? National Bank of Coxsackie, is signing the Indians Football Team Camp checks? Don’t you think you’d better get some questions answered real quick, NBC? Now’s your chance.

$$$ Got money to launder? $$$

Now YOU, National Bank of Coxsackie, cannot say you didn’t know. Now YOU, National Banck of Coxsackie, will take a closer look at your depositor. Now, YOU, National Bank of Cosackie, will have to answer to you customers how and why this secrecy has persisted for so long. And thanks to one our readers and one of your customers, one of the brave new breed who’s sick and tired of the sheeple attitude, like so many others, and who’s decided to step out and and speak up, we now know where the money’s being laundered, if you’ll pardon a somewhat nuanced choice of words.

And RCS Sports Association, old or new, this would be a great time to come clean, produce your paperwork, your insurance polices, your tax records, your list of officers. We the public, the residents of this district, yeah, maybe even the National Bank of Coxsackie may be interested before they get audited, investigated, or prosecuted.

And all the parents who have been writing checks like these should be asking the same questions as we’re asking here.
We’ve asked the National Bank of Coxsackie in Coxsackie and Ravena what’s going on. Maybe you should, too!

NBC in Coxsackie
Mark Maraglio – Senior Vice President

NBC in Ravena
Jo-Ann Crotty – Branch Manager

There’s No Time Left!
Come Clean, NOW!
The Editor

Special Notice: We make every effort to be truthful, complete, fair, and balanced on this blog; therefore, if you see anything that you know to be false or incorrect, or if you have additional information to clarify any issue, please let us know by e-mailing your information or by leaving a comment. It’s very important to us that we don’t fall into the same category as those whom this blog is intended to expose. Thank you very much in advance for your cooperation and assistance!

Posted by on August 20, 2012 in Accountability, Albany, Albany County District Attorney, Albany Schenectady BOCES, Banking Law, Banking Regulations, Bill McFerran, BOCES, Bray Engel, Cathy Deluca, Coeymanazis, Coeymans, Conspiracy, Corruption, Crime and Punishment, Deceit, Diane Malecki, Donna Leput Hommel, Education Commissioner, Elizabeth Smith, Favoritism, FBI, FBI Criminal Information System, FBI Public Corruption Squad, Football Coach, Football Coaches, Fraud, Friends of RCS, Fundraising, Gary Van DerZee, Gerald Deluca, Greene County, Hudson Valley, Implied Endorsement, Indians Team Football Camp, Investigation, IRS 990 Tax Filing, James Latter, Jeff Stambaugh, Jerry "Dirty-Hands" Deluca, Jerry Perrine, John B. King, Josephine O'Connor, Lorraine Misuraca, Marlene McTigue, Misinformation, Money Laundering, Monitoring, National Bank of Coxsackie, New Baltimore, New York, New York State, New York State Education Department, NYSED, NYSED Office of Counsel, Office of the Attorney General, Pam Black, R J DEsposito, Ravena, Ravena Coeymans Selkirk, Ravena Coeymans Selkirk Central School District, RCS Athletic Association, RCS Board of Education, RCS Central School District, RCS School Superintendant, RCS Sports Association, RCS Sports Events Concessions, Ron Racey, Sarah Berchtold Engel, School Sports, Selkirk, Smalbany, Stephen Flach, Tax Avoidance, Tax Evasion, Teddy Reville, Thomas A. Boehm, Thomas E. Dolan, Tom Dolan, Transparency, Uncategorized


2 responses to “More Money Questions…Who’s Cashing the Checks?

  1. Simon

    August 21, 2012 at 11:56 am

    You do not have to sign the checks to deposit them as long as you are not taking cash back from your deposit. The stamp is sufficient.

    The bank would be responsible for verifying the credentials of the business name before allowing deposits via checks written to that name. I, for example, had to present my business certificate stamped from Albany County before being able to attach that name to my account and accept checks via that name. While getting such a certificate is no big deal (I believe it was $30 and 20 minutes in line, with no financial statements or other qualifications required), I’d be more curious as to if the bank was allowing checks written to “RCS Sports Association” to be improperly put into an account labeled with the business name of “Indians Team Football Camp”. Unfortunately, we’ll never know unless there’s a lawsuit.

    The fact that there’s implied endorsement sucks. I don’t know if there is anything that can be done about it, but it does suck. The Town of Guilderland can’t tell the Guilderland YMCA to stop calling themselves that as it implies endorsement. Unfortunately, we live in the cluster of communities commonly known as RCS which puts that abbreviation into valid play. “Indians” is also a valid word. If they’re trying to attract those outside our community for camp, I would think a term other than “RCS” or “Indians” would do more to attract outsiders anyways.



    • Fides qua Creditur

      August 21, 2012 at 12:07 pm

      Thank you, Simon, for the comment.

      Too many questions unanswered. Time for the District and the BoE to really come down hard on these people and publicly announce that the RCS Sports Association is not affiliated with the District or with any particular school. A public announcement needs to be made setting the record straight once and for all and some toes have to be stepped on.

      I know that when I opened any accounts I was put through the wringer; as if the bank were doing me the favor of acceptimg my transactions and business. And then came the extraordinary “security” policies and procedures post-911! You had to practically prove you did business to send or receive money by transfer…so we stayed with paper. Too bad for the trees!

      Well, at least we now know that residents are paying attention and getting to the point where they’ll actually share evidence with us. That’s certainly a giant step in the direction of improvement.

      Now all that needs to be done is for that bunch of phonies, the teachers clique, on the RCS BoE to stop their fun and games and get down to the business of conducting their business etically and honestly–Are you listening A. Whalen, H. Howard “Bray” Engel, James Latter, Edward “Teddy” Reville? Grow the hell up!–and clean up this district. To hell with the coaches and the so-called “volunteers;” Shape up or ship out, dudes and babes~!

      As for BoE president John Vadney and vice-president Mike Robbins, members Jeff Lukens, Rodney K., and Judy Sylvester: Great job! Keep up the clean-up!
      The Editor



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